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You tried to put away money throughout your life for your "golden years." But with college tuition, weddings and ever increasing property taxes, it was rare to have much money left over to put into savings. Now you are trying to get by on a social security check and perhaps a pension, but it... |
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Is your home loan interest rate higher than the national average? Is your home in need of some much-needed repairs or are you in need of some extra money to pay off credit cards or other bills? A mortgage refinance loan may be exactly what you need to take care of these needs and any others that you might think of.
If your interest rate is higher than normal, it is a good idea to... |
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Mortgage fraud may continue to plague the real estate industry. Maybe, I am seeing only the 20% Fraud for Property/Housing, as defined by The Federal Bureau of Investigations.
Reasons why mortgage fraud may continue:
1) The escalating cost of housing and the "American Dream" of owning your own home.
2) Licensing for real estate agents and mortgage brokers is much too... |
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The Internet has changed all aspects of the home buying process, including the way we shop for mortgages and choose lenders.
In the early days of online mortgage lenders, there were few choices and plenty of shady practitioners. But today you have many more options, and government regulation has helped limit the number of "predatory" lenders using the Internet.
Still, it pays... |
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If you are a prospective homebuyer with little or no down payment there are options to help you finance your purchase. Piggyback mortgages can be structured to cover your down payment and closing costs. Here is what you need to know about this creative financing option. Piggyback mortgages are sometimes referred to as second mortgages or second trust loans. These loans combine with... |
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For months now, you have been looking at houses and home brochures and you have finally found it - the house that's just right. So now, you're feeling anxious to buy your new home, move in, and get settled. But this is not where your search ends. You still have one more important task to do and that is getting a home mortgage.
Contrary to popular belief, getting a home mortgage is... |
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